Current Events

Don delivers timely, relevant coverage of the stories shaping our world today. From breaking news and global affairs to business, technology, culture, and social trends, this section focuses on what matters now—and why it matters. We go beyond headlines to provide context, clarity, and thoughtful insights that help readers understand fast-moving developments without the noise. Informed readers, professionals, and curious minds, this category keeps you connected to the issues.

Beyond Indemnity: The Evolution,Complexity, and Future of Homeowners Insurance

Here's the reality: your homeowners’ insurance isn't complicated just to frustrate you. The complexity reflects real changes in how we live in Florida, the unique risks we face, and the technology we use. This guide will help you understand why your insurance looks the way it does today and – more importantly – how to navigate it successfully.

Don D. Brown

Jan 1022 min read

The High Cost of Hidden Risk: Why Florida’s Insurance Crisis Can’t Be Fixed Without Facing Reality

Executive Summary Florida’s property insurance market has faced unprecedented stress over the past decade, marked by rising premiums, insurer insolvencies, and growing public concern. In response, the Florida Legislature enacted significant legal reforms in 2022 and 2023 aimed at curbing runaway litigation and restoring stability to the market. These reforms are beginning to yield positive effects, particularly in slowing the rate of market deterioration and improving insurer

Don D. Brown

Jan 1022 min read

Current Events

Beyond Indemnity: The Evolution,Complexity, and Future of Homeowners Insurance

The High Cost of Hidden Risk: Why Florida’s Insurance Crisis Can’t Be Fixed Without Facing Reality

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